The partnership between Williams-Paisley and the NAIC highlighted her experiences in helping her mother. When Williams-Paisley's family received the devastating news of her mother's diagnosis, they faced a journey down a difficult path. They eventually decided to place her mother in a long-term care facility. The family realized the importance of insurance through this decision. Insure U is a campaign dedicated to helping people realize the necessity of insurance planning.
Williams-Paisley said her mother's diagnosis was distressing and that the family did not know where to turn when the illness became worse. She also said that her family knew the feeling of helplessness, which was what encouraged her to partner with the NAIC to fuel the Insure U campaign. Williams-Paisley said that the free and objective resources offered by the NAIC would have been very helpful to have while her mother's illness was progressing. She expressed her confidence in the NAIC's resources being helpful to millions of Americans in the future. From some of her personal observations based on personal experiences with a family illness, Williams-Paisley gave the following valuable tips.
Face the difficult conversations. People whose parents still live independently should have a conversation with them about their finances and their personal wishes for long-term care. It is important to be aware of financial situations and any existing insurance or other resources to pay for long-term care. It is also important to know about debts and a lack of insurance. The Insure U campaign provides a guideline for initiating such difficult conversation topics with aging loved ones.
Be the one to take action. Form a plan to protect individual future interests and the interests of family members. Obtain an adequate long-term care insurance plan. Encourage family members to do the same to ensure they have enough funds to cover their needs.
Turn to experts for advice. Insurance is a confusing topic but experts can help. Before purchasing a plan, be sure to discuss all concerns and individual details with an agent.
The tips and tools provided by the Insure U campaign can help people make the process of finding adequate long-term care insurance a much simpler experience. In addition to this, the campaign helps people evaluate their own circumstances to better understand what they need and what must be done. Planning for college, caring for an aging parent, buying life insurance, choosing retirement income options and other topics are all important considerations that are covered. To learn more about this topic, discuss concerns with a HALO Insurance agent, 314-351-HALO (4256).