They say you don’t know what you have until it’s gone. Truth is, you knew what you had; you just thought you’d never lose it. Life can put you in the most unexpected circumstances. For a family in O’Fallon, Missouri,…
If you are operating a small business, you are likely relying on a small crew of “essential employees” to get the job done. Many “essential employees” in small firms have to wear several hats and, if one of them or…
If you have life insurance and are concerned if it will pay out in case you pass from COVID-19, you can rest assured your loved ones will receive a payout, but if you have not yet purchased coverage, it’s not…
Our thoughts are with all of you during this unprecedented time. We are working remotely to continue to offer the customer service you have come to expect at Halo Insurance. We understand COVID-19 may be financially impacting our policy holders.…
The days are getting shorter. The air is colder. And, roads are often slick with rain, snow or ice. It’s winter driving season in St. Louis, Already! And, while most people know what to do to try to avoid an accident,…
With homeowner’s insurance rates on the rise, you may be looking for ways to save & reduce your annual premium without skimping on coverage. After all, a large portion of your net worth resides in the same place as you…
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property…
I was recently asked this question by one of our HALO Insurance clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of…
Why do my auto insurance rates keep going up even though my car is getting older? At HALO Insurance , many of our clients ask this question so I would like to address it from a couple of angles. First…