They say you don’t know what you have until it’s gone. Truth is, you knew what you had; you just thought you’d never lose it. Life can put you in the most unexpected circumstances. For a family in O’Fallon, Missouri, the most unexpected became reality. On Tuesday, their home exploded. Yes, you heard that correctly. […]
If you are operating a small business, you are likely relying on a small crew of “essential employees” to get the job done. Many “essential employees” in small firms have to wear several hats and, if one of them or an owner should die, the business could suffer greatly from that sudden loss of talent […]
If you have life insurance and are concerned if it will pay out in case you pass from COVID-19, you can rest assured your loved ones will receive a payout, but if you have not yet purchased coverage, it’s not too late. The good news: Life insurance is still very much available and, according to […]
Our thoughts are with all of you during this unprecedented time. We are working remotely to continue to offer the customer service you have come to expect at Halo Insurance. We understand COVID-19 may be financially impacting our policy holders. Some of our carriers have responded during this hardship by not cancelling coverage for late […]
The days are getting shorter. The air is colder. And, roads are often slick with rain, snow or ice. It’s winter driving season in St. Louis, Already! And, while most people know what to do to try to avoid an accident, many don’t know what to do after a winter car accident. It’s vital knowledge to have, because […]
With homeowner’s insurance rates on the rise, you may be looking for ways to save & reduce your annual premium without skimping on coverage. After all, a large portion of your net worth resides in the same place as you do. But there are a number of strategies you can use to chip away at […]
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […]
I was recently asked this question by one of our HALO Insurance clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the […]
Why do my auto insurance rates keep going up even though my car is getting older? At HALO Insurance , many of our clients ask this question so I would like to address it from a couple of angles. First things first, even though it’s called car/auto insurance, it covers more than just your car. […]
